Below are the most searched keywords,about 'eloan',in the internet (datas of 2007)

Search	Word
24343	eloan
1853	eloan com
1792	eloan mortgage
442	auto eloan
115	eloan complaint

source : http://www.zirve100.net/incele.php

Link to a forum : Get 5.25% APY with online savings account @ eLoan.com with 5k or more!

First comment from this forum :

"Get 5.25% APY with a $5,000 balance or more.
I believe this is the best rate out there right now--and for those that don't mind moving their money between these online savings banks, a pretty slick deal.

THIS IS BETTER THAN ING, EMIGRANT, CITI, ETC.

Also some pretty slick CD rates up to 5.5% for those inclined to lock up their money.

This is, of course, FDIC insured. Part of Popular, Inc.

http://www.eloan.com/?sid=oysSfZx...er=&mcode=

all rates:

https://www.eloan.com/savingsrate...er=&mcode=

"

see this forum at : http://forums.slickdeals.net/showthread.php?s=df1d1f9f7d6338d60fddad3eb48b85d9&t=336102

Link to a forum : anyone used e-loan?

First comment from this forum :

Posted on

Thu, Oct 19, 06 at 22:52

" We are about to sign on for a home equity loan with e-loan. They have been great to work with so far and have told me up front that when everything is completed and approved they will sell my account. The interest rate I was quoted was very good and there is hardly any closing costs. Other places I've checked have had as much as $2,000 in closing costs. Has anyone out there had bad or good experiences with e-loan?"

see this forum at : http://ths.gardenweb.com/forums/load/finance/msg1022524830484.html

Link to a forum : E-loan or Bankrate...opinions?!

First comments from this forum :

"Any opinions on this? I'm looking to get into a home (Avery area) in a couple of months and was wondering if anyone has any input on shopping for mortgages from these "bank rate search" companies?"

see this forum at : http://www.city-data.com/forum/real-estate-professionals/84534-e-loan-bankrate-opinions.html

News - Wed Oct 31 : Paulson to mortgage industry: help curb defaults

Treasury Secretary calls on mortgage lenders to do more to identify borrowers in danger of default; urges flexibility.

October 31 2007: 7:08 PM EDT

WASHINGTON (AP) -- Treasury Secretary Henry Paulson urged the mortgage industry on Wednesday to do more to identify and help people who risk losing their homes because their monthly mortgage payments are resetting to higher levels.

Paulson said one promising initiative was a mass mailing lenders participating in the Hope Now alliance are planning to use to let people know where they can get help.

The new letters will start going out on Nov. 19. He said the effort involves two stages - "first, making contact with a borrower who is in trouble and, second, determining if there is an affordable mortgage product for that borrower and taking action."

More than 1 million people could be in danger of losing their homes over the next two years as their initial low introductory adjustable rate mortgages reset to much higher rates.

After a meeting at Treasury on Wednesday with members of the alliance, Paulson said executives of the financial services industry told him they were developing methods to systematically evaluate a borrower's ability to make higher monthly payments and also determine what other options were available to refinance to lower rates.

Housing woes can't derail economy

"I am calling on industry participants to review their existing practices and adopt specific criteria that will quickly identify borrowers who can keep their homes and follow up with a refinancing, a loan modification or other flexibility," Paulson said. "Developing clear criteria now will allow us to gauge the success of these efforts in avoiding preventable foreclosures."

Paulson said he continues to view the housing and mortgage market troubles as the most significant risk now facing the economy.

Last week, the Joint Economic Committee estimated there will be 1.3 million foreclosures from mid-2007 through 2009 in subprime mortgages, loans provided to borrowers with weak credit histories.

Those foreclosures will wipe out an estimated $71 billion in housing wealth directly and another $32 billion indirectly by lowering the values of neighboring homes, according to the report by the JEC's Democratic staff.

The report predicted that will end up costing states $917 million in lost property tax revenue through the end of 2009, with the states of California, New York, New Jersey and Florida projected to be among the biggest losers.

JEC economists cautioned that their forecast is heavily dependent on how much home prices decline during the slump. If the downturn turns out to be worse, it will mean even bigger price declines, more foreclosures and more dollar losses in both home values and property tax collections.

Sen. Charles Schumer, D-N.Y. and chairman of the JEC, said his panel's report underscored the need for the administration to move more quickly to offer government assistance to help homeowners who are in danger of defaulting on their mortgages.

source : http://money.cnn.com/2007/10/31/real_estate/paulson_housing.ap/index.htm?section=money_latest

News - Wed Oct 31 : NY's Cuomo to announce mortgage probe development

Wed Oct 31

NEW YORK (Reuters) - The New York state attorney general plans to announce a "major development" on Thursday morning in an ongoing investigation of the mortgage industry his office said on Wednesday.

Attorney General Andrew Cuomo will announce the development at a news conference. A spokesman in Cuomo's office declined to provide further details.

Cuomo said earlier this year that his office was looking into the subprime mortgage lending market.

He has subpoenaed documents from ratings firms Standard & Poor's and Fitch as part of a broader probe into the mortgage market, according to a report last month in the Wall Street Journal.

S&P is a unit of McGraw-Hill Cos Inc, while Fitch is a unit of France's Fimalac SA.

Earlier this year, mortgage loan analysis company Clayton Holdings Inc also said it had been subpoenaed by Cuomo but gave no details.

The subpoenas were served "three weeks ago and we were not the only ones," Keith Johnson, the company's president and chief operating officer, said in an interview with Reuters in July.

The company said then that it did not believe it was the target of the probe.

(Reporting by Paritosh Bansal)

source : http://news.yahoo.com/s/nm/20071031/us_nm/cuomo_mortgages_dc_1