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Saturday, February 9, 2008

Mortgage Refinancing Forum : Can I lower the interest rate on my mortgage without refinancing?

02.08.2008 (12 posts)
First post of this forum :

"I am considering refinancing, but I am not really too sure yet. Is there any way that I could call my current lender and just negotiate a lower interest rate with them? This way I could possibly avoid all of the closing costs, etc that are associated with refinancing. Has anyone had any luck with this?"

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Mortgage Refinancing Forum : Mortgage Refinancing Question

01-10-2008
First post of this forum :
"So I bought a new house (8/31/2007) and I secured a 30 year fixed mortgage at 6.375%. With the rates going below 6%, should I
start looking into refinancing? How many points difference should there be to make it 'worth it'?

Thanks,
Matt"
see this forum at : http://www.city-data.com/forum/mortgages/230191-mortgage-refinancing-question.html

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